This is the dataverse collection of the research project "AICE:Data Science and Over-Indebtedness [Ciência de dados e o sobre-endividamento: uso de algoritmos de inteligência artificial no consumo de crédito e conciliação de endividamento em Portugal]. Use of Artificial Intelligence Algorithms in Credit Consumption and Indebtedness Conciliation in Portugal In the last decades, credit expanded in Portugal, developing different debtors’ classes and social strata. Despite the decline in unemployment, many families continue to face financial difficulties, and a representative part of the Portuguese population still cannot pay their debts. This project proposes the use of Machine Learning (ML) for developing descriptive and predictive models, to understand the influencing factors of over-indebtedness on Portuguese consumers. Descriptive models will be obtained using Unsupervised ML algorithms like Self Organizing Maps and Agglomerative Hierarchical Clustering and will be used for establishing consumer clusters and guidelines for over-indebtedness regulation and consumer financial empowerment.
Featured Dataverses

In order to use this feature you must have at least one published dataverse.

Publish Dataverse

Are you sure you want to publish your dataverse? Once you do so it must remain published.

Publish Dataverse

This dataverse cannot be published because the dataverse it is in has not been published.

Delete Dataverse

Are you sure you want to delete your dataverse? You cannot undelete this dataverse.

Advanced Search

1 to 1 of 1 Result
Jun 16, 2023
Leonardo Vanneschi; Diego Costa Pinto, 2023, "Consumers financial health", https://doi.org/10.57979/P0Y3RS, Repositório Polen, V3, UNF:6:MIqR/5By7Zi5KKYVPgtyuQ== [fileUNF]
The dataset comprises a broad range of variables to understand the full picture of consumers’ financial health: family socio-demographics, total income, total expenses, employment information, as well as all credit details. The features considered for the analyses were: socio-dem...
Add Data

Log in to create a dataverse or add a dataset.

Share Dataverse

Share this dataverse on your favorite social media networks.

Link Dataverse
Reset Modifications

Are you sure you want to reset the selected metadata fields? If you do this, any customizations (hidden, required, optional) you have done will no longer appear.